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In re Ruffin (Case No. 05-65085) 02/24/2006

The debtor requested a waiver of 11 U.S.C. § 109(h)(1)'s requirement to obtain budget and credit counseling prior to filing bankruptcy, based on exigent circumstances.  However, the debtor did not file a certificate describing the exigent circumstances until 44 days after he filed his petition.  Further, the certificate failed to describe exigent circumstances that merit waiver and certify that he had requested counseling services but was unable to obtain the services during a 5-day period, as required by Section 109(h)(3).  The Court dismissed this case.

Date: 
Friday, February 24, 2006
Category: 
Credit Counseling
Dismissal
Chapter: 
13