Debtors filed a motion to redeem a vehicle.  Creditor argued that the replacement value is $8,400.  Debtors submitted a "Vehicle Condition Report," which values the vehicle at $6,300.  The Court held that the "Vehicle Condition Report" submitted by the debtors does not represent the "price a retail merchant would charge for" the vehicle, and therefore does not represent an accurate "replacement value."  The Court valued the vehicle at $8,325, the amount on N.A.D.A., adjusted for mileage and condition.