The matter before the Court is a creditor's objection to confirmation of the debtors' Chapter 13 plan on the ground that it does not comply with the provisions of the “hanging paragraph” of 11 U.S.C. § 1325(a)(5).  The Court held that the plain language of the "hanging paragraph" of Section 1325(a)(5) prevents the bifurcation of a secured claim into secured and unsecured portions for the purpose of claims filed by 910 creditors.  As such, the 910 creditor holds only a secured claim, which is treated as fully secured.  The surrender of fully secured collateral satisfies an allowed secured claim in full.  Accordingly, the Court overruled the creditor's objection to confirmation.